Most federal government departments (such as the RCMP and Veteran’s Affairs) cover chiropractic services. Also, all workers’ compensation boards and most employer and other third party insurance plans cover chiropractic services. The following information pertains to insurance coverage in the province of Newfoundland and Labrador, which has been taken from this page.
Currently there is no MCP coverage for chiropractic treatments. X-rays ordered by your chiropractor are taken at local hospitals and are covered by MCP.
Workplace Health, Safety & Compensation Commission (WHSCC)
WHSCC provides chiropractic treatment for injured workers. Workers with new injuries (within 90 days of date of injury) can begin treatment without pre-approval from WHSCC. Workers with older injuries (greater than 90 days) can be assessed by a chiropractor, but approval must be obtained from WHSCC before treatment begins. Chiropractors are an important part of your recovery and are involved in early and safe return to work. Contact a local chiropractor or your case manager for more information.
Health Insurance Coverage
Most extended health insurances (Blue Cross, Great West Life, Desjardins etc…) have limited coverage for chiropractic examination and treatments. Check with your carrier for more information.
Motor Vehicle Accidents (MVA)
Section B of motor vehicle policies covers the cost of chiropractic treatment for injuries as the result of a MVA.
Department of Veterans Affairs (DVA)
The DVA recognizes the important role chiropractors play health care and provides coverage for chiropractic treatment for veterans. Contact the DVA or local chiropractic clinic for more information.